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How to Pay for Home Care

How do I Pay for Home Care?

You Have Options

We understand that majority of people prefer to age at home and that cost is one of the major factors that families have when choosing a home care agency.  We are dedicated to making home care for your loved one’s affordable and will help to educate you and assist with navigating some of the options that are available to pay for care.

Here is short list of the most common ways that families pay for home care services:

Asset Conversion

Tools such as Reverse Mortgage, Home Equity Line of Credit can help tap in to existing resources

Life Insurance Policies

88% of Life Insurance policies will lapse or be surrendered for little to no value. We will help you find out if a Life Settlement, Viatical Settlement or an Accelerated Death Benefit is an option for you.

Long-Term Care Insurance

If you are not sure how to navigate your long-term care policy we can help with that

Private Pay

This is not just cash in the bank or monthly pensions. We can also look at annuities and trusts or Collective Sibling Agreement.

Veterans Benefit

Aid & Attendance can help Veterans their spouses with covering or reducing their home care costs

Through our Guarantee of Compassionate Care, Professional Support and Total Comfort, our Mission will help you and your loved ones lead a dignified and fulfilling life in the comfort and safety of home.